Skip to Main Content

Retirement Income Planning

man in chair with table beside coffee

We believe confidence is by far one of the most important benefits of retirement planning. A properly designed retirement income strategy can create a comfortable, worry free – and – fun retirement for you

As a team we bring to you the wisdom, knowledge and experience of a Retirement Income Certified Professional (RICP®), Certified Long-Term Care Specialist (CLTC®), Life Insurance Agents, Medicare Representatives, alongside counsel from an attorney, CPA and other skilled professionals as needed. Together we can help develop a financial plan created specifically for you with your retirement dreams and goals in mind.

We do Enhanced Retirement Planning where we coordinate and employ financial strategies using a macro financial model where one may retire on their terms.

two people sitting on the beach at sunset

A few of the strategies are:

  • Maximizing income from your assets.
  • Determining when to claim your Social Security Benefits.
  • Create a stable guaranteed income to cover minimum lifestyle needs.
  • Tax and distribution planning to help increase income after taxes.
  • Help protect your income and assets from bear markets and corrections.
  • Asset insurance to possibly increase income and provide a better legacy
  • Use a macro financial model to help build your plan
  • Etc.

While there are no guarantees in life, planning for income security is at the foundation of a retirement plan. Together at Wealth and Retirement Strategies we can help you plan for and mitigate future financial pressures and stresses that can threaten your retirement nest egg.

Why People Do Not Go to an Advisor
On the Day You Retire